Budget 2022: PM Jan Dhan Yojana’s 3rd phase may be announced, know if anything will change

Budget 2022: PM Jan Dhan Yojana's 3rd phase may be announced, know if anything will change

Budget 2022: Preparation for Budget plan 2022 is in full swing. This year’s budget is going to be extremely vital for the federal government, the general public, and the economy. According to the report of CNBC Awaaz, Money Priest Nirmala Sitharaman can make a big news for the financial sector on February 1.

The government can begin the third stage of Pradhan Mantri Jan Dhan Yojana in this budget plan. Under this, all the Jan Dhan account holders will be gotten in touch with the center of electronic financial and door action financial. After the intro of electronic banking solution, Jan Dhan account owners will certainly also be qualified benefiting from for mobile financial solutions.

More than 44 crore Jan Dhan accounts

44.33 crore accounts have actually been opened under Jan Dhan accounts. The purpose of the federal government is to link these account holders with the Sukanya Samriddhi Yojana. Allow us inform you that the majority of the Jan Dhan accounts have been opened in government financial institutions. 1 lakh 54 thousand 916 crore rupees are deposited in these savings account.

This scheme was launched in 2014

This scheme was started in 2014. Jan Dhan Yojana was started to ensure that all individuals of the country can be gotten in touch with the financial system. There is no need to maintain minimum balance in PMJDY account Rupay debit card is released to this account holder. Apart from this, unintentional insurance coverage of 2 lakhs is offered. Overdraft facility of Rs 10,000 is offered.

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Documents for opening up Jan Dhan account.

The procedure of KYC for opening Jan Dhan account has been kept really basic. You can open a Jan Dhan account in SBI or any other financial institution after sending any one of the adhering to documents-.

  • Passport
  • Driving license
  • Pan Card
  • Aadhar Card
  • Voters ID Card
  • ID card provided by central or state government, legal or regulatory authority, federal government company, business financial institution, government banks.
  • Letter with attested photo authorized by gazetted officer.

Even if none of these papers exist, a little account can be opened up. A letter with self confirmed picture bearing self trademark or thumb impression.

Benefits of PMJDY:

This plan was started in 2014. Jan Dhan Yojana was started so that all individuals of the country can be gotten in touch with the banking system. There is no demand to maintain a minimal equilibrium in PMJDY account. Rupay debit cards are also provided to the account holder. Apart from this, accidental insurance policy of 2 lakhs is readily available. Over-limit center of Rs 10,000 is readily available.

Task card released by NREGA with a state government stamp on it.